A Unique Approach To Medicare Health Plans
Kaiser Medicare coverage is offered to residents in the states of Colorado, California, Georgia, Hawaii,
Virginia, Maryland, DC, Oregon, Washington, and Ohio. The coverage is limited to care received from Kaiser
Permanente medical facilities and health care providers.
To be eligible you must qualify for Medicare part A and
already be enrolled in Medicare part B and register during the open enrollment period.
Kaiser not only provides Medicare health
plans, it also provides the medical care and integrates your coverage and care into a single location so it can be
easily retrieved by any provider in the network, or by you online.
Pharmacists, nurses, doctors, and lab techs
can all input data into your Kaiser medical record and be kept apprised of changes in your condition and
When you enroll in a Kaiser Medicare plan,
you will only visit Kaiser facilities for treatment; this includes lab work, X-rays, and pharmacy. The results of
your test can be posted to your electronic medical record so you can quickly have access to the results by logging
into your account.
Kaiser Medicare provides coverage for
medical care, dental, hearing, vision, and hospitalization. Your electronic medical record keeps tabs of your tests
and drugs ands allows you to reorder medications at the click of a mouse. You can print copies of your medications
and medical tests for your own use or to take on medical visits.
You are free to choose your doctor and seek
second opinions as long as the medical providers are in the Kaiser Permanente network. Kaiser also offers you
online wellness tools and healthy living classes. The Kaiser website allows you to email the pharmacy or doctor's
office, schedule appointments, keep track of appointments, order medications, research medial information, and use
health calculators and widgets.
Since you are required to use doctors and
facilities in the Kaiser Permanente network, Kaiser Medicare plans will not pay for routine medical care that is
provided by doctor's outside of the network. You will have to pay the costs out of pocket. The exception is if you
live in DC, Virginia, Ohio, or Maryland and have the Medicare Plus plan. You can visit any doctor but must pay
standard Medicare rates. If you are traveling and have emergency medical expenses, most plans will pick up the
Since there are differences in the Kaiser
Medicare plan depending upon the plan you choose and your location of residence, it is important that you take time
to fully understand each plan and pick the one that fits your lifestyle and medical condition. You can only change
plans once a year during open enrollment so if you pick a plan you don't like, you will be stuck with it for quite
a long time.
Medicare health plans generally offer more
benefits that Medicare alone. The benefit of the Kaiser Medicare plan is the way they have developed the electronic
patient record that keeps all of your vital data automatically updated and available for every healthcare provider
to access. Another advantage is that you can access your information easily as well, so you are never left in the
dark about your condition.
Return From Kaiser Medicare To Medicare Health Plans